Fraudulent e-mail about bank deposit insurance
The Federal Deposit Insurance Corporation (FDIC) has received numerous reports of a fraudulent e-mail that has the appearance of being sent from the FDIC. For more information, click here.

Before you invest...
The industry that sells investment is large and varied. It’s important to make sure the firm and the representative are properly licensed. Click here to read more...

Avoid foreclosure scams
Homeowners having difficulties making their mortgage payments on time or facing foreclosure should beware of foreclosure scams. read more.....

Is my money safe?
Recent events have caused consumers concern over their financial accounts. There are many safeguards in place to protect your accounts, and most Oregonians do not need to make sudden decisions. Click here for answers to frequently asked questions and links to government-sponsored resources.

Changes to laws pertaining to credit card charges and to improve disclosure take effect July 1, 2010. Click here to read more.

Fall 2008 – Special Edition:
Your New, Higher FDIC Insurance Coverage
How You Can Be Fully Protected

Community First Bank closed, Home Federal Bank acquires deposits
For more information, click here.

Silver Falls Bank closed, Citizens Bank acquires deposits
For more information, click here.

Pinnacle Bank closed, acquired by Washington Trust Bank
For more information, click here.

Identity theft protection act

Online Mortgage Lender Licensing System

Residential Mortgage Lending Business and Operations Report
The annual report form is now available online for the 2008 reporting year and must be completed by March 31, 2009. For more information, click here.

Check-cashing licensing and limits on fees charged
The 2007 Legislature passed HB 2202 limiting the fees check-cashing businesses may charge. The new law also requires licensing of check-cashing businesses as of January 1, 2008. read more

Statewide budget cuts cause DCBS to close Nov. 27
The current recession has reduced state revenues, and has forced the Legislature to make deep cuts. Coping with these cuts includes closing the Department of Consumer and Business Services and most other state agencies on 10 Fridays that fall throughout the current two-year budget period. The next closure day is Friday, Nov. 27. DCBS workers will take a mandatory unpaid furlough day. We expect online services that are normally available 24 hours a day, seven days a week to be available on the closure day. We regret any inconvenience this closure may cause, and we look forward to reopening Monday morning, Nov. 30.
For a full list of closure days, click here.

Protect your money
Investing your money is risky enough without worrying about investment scams and con artists. Visit our new website protectyourmoneyoregon.org to learn to learn more.

Help for homeowners facing foreclosure
As unemployment continues to rise in Oregon, more and more homeowners are having difficulty making their mortgage payments. They may feel alone, but they do have options, and there are a lot of resources available here in Oregon. Click here for an overview of the foreclosure process, information on new government programs that can help homeowners, contact information for nonprofit foreclosure counselors, and much more.

Stay informed throughout the flu season
Protect yourself, your family and your co-workers by getting vaccinated and staying informed. The fewer of us who get sick from either seasonal influenza or pandemic H1N1 influenza, the more we can reduce the impact in our schools and workplaces. Visit the state's flu Web site at www.flu.oregon.gov or call the state hotline at 1-800-978-3040.
Visit the state's flu Web site

Required Foreclosure Notice and Loan Modification Request Process

2009 Discount Rate Applicable to Consumer Finance Loans

Oregon joins the Nationwide Mortgage Licensing System & Registry (NMLSR) for mortgage companies on January 4, 2010 and begins licensing loan originators on April 1, 2010. Click here to for more information.

File a complaint

Identity theft protection act

Obtain a free credit report

Mortgage Lending Workgroup

To encourage a wide range of financial services, products, and information for Oregonians, delivered in a safe, sound, equitable, and fraud-free manner.