Consumer Finance Lending
Oregon Revised Statute 725
A consumer finance loan includes funds that are lent or a line of credit that has periodic
payments and terms longer than 60 days. These loans may be secured by personal or real
property (e.g. first or second residential mortgages) or as unsecured loans. A person acting
as an agent, broker, or facilitator for a person that makes such loans must also be licensed
as a consumer finance lender.
As of March 31, 2013, there were 126 consumer finance licensees.