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Banks |
| Administration and Enforcement of Banking Laws Generally |
ORS Chapter 706 |
| Bank Holding Companies; Financial Holding Companies |
ORS Chapter 715 |
| Branch Banking; Automated Teller Machines |
ORS Chapter 714 |
| Fees, names, and enforcement authority |
ORS Chapter 705 (705.610-705.642) |
| Merger; Conversion; Share Exchange; Acquisition; Liquidation; Insolvency |
ORS Chapter 711 |
| Organization to Conduct Banking Business; Stockholders, Directors and Officers |
ORS Chapter 707 |
| Out-of-State Banks and Extranational Institutions |
ORS Chapter 713 |
| Regulation of Institutions Generally |
ORS Chapter 708A |
| Savings banks |
ORS Chapter 716 |
| Definitions; annual assessments/fees |
OAR Chapter 441, Div. 500 |
| General provisions |
OAR Chapter 441, Div. 505 |
| Public records requests |
OAR Chapter 441, Div. 002 |
| Rulemaking and general procedures |
OAR Chapter 441, Div. 001 |
| Savings and loan |
OAR Chapter 441, Div. 760 |
Check-cashing businesses |
| Collection Agencies; Check-Cashing Businesses; Debt Consolidating Agencies |
ORS Chapter 697 697.500 to 697.555 |
| Check-Casher Rules |
OAR Chapter 441, Div. 755 |
Collection agencies |
| Collection Agencies; Check-Cashing Businesses; Debt Consolidating Agencies |
ORS Chapter 697 (697.005 to 697.095) |
| Collection agencies |
OAR Chapter 441, Division 810 |
Commodity transactions (Securities program) |
| Commodity transactions |
ORS Chapter 645 |
| Commodity transactions (Securities program) |
OAR Chapter 441, Div. 300 |
Consumer finance |
| Consumer finance |
ORS Chapter 725 (725.010-725.510; 725.910) |
| Consumer finance |
OAR Chapter 441, Div. 730 |
Credit service organizations |
| Trade Regulation |
ORS Chapter 646A (646A.250 to 646A.270) |
| Registration and Collection Activities |
OAR Chapter 441, Div. 830 |
Credit unions |
| Credit unions |
ORS Chapter 723 |
| Definitions, fees, membership, supervision, investments, powers, reserves |
OAR Chapter 441, Div. 710 |
| Share drafts, corporate credit union, member business loans |
OAR Chapter 441, Div. 720 |
Debt consolidating agencies |
| Collection Agencies; Check-Cashing Businesses; Debt Consolidating Agencies |
ORS Chapter 697 697.602 to 697.842 |
| Registration of Debt Consolidating Businesses |
OAR Chapter 441, Div. 910 |
Franchise transactions (Securities program) |
| Franchise transactions |
ORS Chapter 650 |
| Franchise transactions |
OAR Chapter 441, Div. 325 |
International trade consultants |
| International trade consultants |
OAR Chapter 441, Div. 950 |
Manufactured structures dealer |
| Manufactured structure dealers and dealerships |
ORS Chapter 446 (446.661 through 446.995) |
Money transmitters |
| Money transmitters |
OAR Chapter 441, Div. 745 |
Mortgage lending |
| Securities Regulation; Mortgage Bankers and Brokers |
ORS Chapter 59 |
| Custody of client funds |
OAR Chapter 441, Div. 875 |
| License cancellation |
OAR Chapter 441, Div. 885 |
| Licensing |
OAR Chapter 441, Div. 860 |
| Loan originators |
OAR Chapter 441, Div. 880 |
| Public records, fees, opinion requests, rulemaking |
OAR Chapter 441, Div. 850 |
| Records and reports requirements |
OAR Chapter 441, Div. 865 |
| Unethical practices |
OAR Chapter 441, Div. 870 |
Pawnbrokers |
| Pawnbrokers |
ORS Chapter 726 |
| Pawnbrokers |
OAR Chapter 441, Div. 740 |
Prearranged funeral plans and endowment care |
| Endowment cemetery care |
ORS Chapter 97 (97.810) |
| Prearrangement sales and preconstruction sales |
ORS Chapter 97 (97.923) |
| Prearranged funeral plans and endowment care |
OAR Chapter 441, Div. 930 |
Securities |
| Commodity transactions |
ORS Chapter 645 |
| Franchise transactions |
ORS Chapter 650 |
| Securities Regulation; Mortgage Bankers and Brokers |
ORS Chapter 59 |
| Books and records requirements |
OAR Chapter 441, Div. 195 |
| Conditions of registration |
OAR Chapter 441, Div. 85 |
| Denial, withdrawal or conditioning of exemptions |
OAR Chapter 441, Div. 45 |
| Exempt securities |
OAR Chapter 441, Div. 25 |
| Exempt transactions |
OAR Chapter 441, Div. 35 |
| Federal covered securities |
OAR Chapter 441, Div. 49 |
| General provisions |
OAR Chapter 441, Div. 11 |
| License cancellation, withdrawal |
OAR Chapter 441, Div. 225 |
| License denial, suspension, or revocation |
OAR Chapter 441, Div. 205 |
| Licensing (Broker-dealer, investment advisor, and individuals) |
OAR Chapter 441, Div. 175 |
| Renewal of securities registration |
OAR Chapter 441, Div. 75 |
| Securities registration |
OAR Chapter 441, Div. 65 |
Sellers of travel |
| Trade Regulation |
ORS Chapter 646A 646A.010 to 646A.020 |
| Seller of travel |
OAR Chapter 441, Div. 925 |
Title loans (Consumer finance section) |
| Consumer finance |
ORS Chapter 725 (725.010-725.510; 725.910) |
| Consumer finance |
OAR Chapter 441, Div. 730 |
Trusts |
| Regulation of Trust Business |
ORS Chapter 709 |
| Definitions; annual assessments/fees |
OAR Chapter 441, Div. 500 |
Existing language in two rules concerning deceptive advertising practices would be moved to a new rule specifically about advertising. Additional deceptive advertising practices would be described in this new rule. Failure to disclose relationships with builders or realtors to borrowers would be a deceptive practice.
These temporary rules implement section 20 of House Bill 3630 (2008). Section 20(1) of HB 3630 contains the content for a foreclosure notice that must be delivered to a homeowner. Section 20(2) of the bill requires the Department of Consumer and Business Services to adopt by rule contact information that the sender must provide in the foreclosure notice. The foreclosure notice form in statutes left spaces for a statewide contact telephone number, the telephone numbers and a website address for the Oregon State Bar's Lawyer Referral Service, and a website address for a directory of legal aid programs. These rules describe what contact information will be required on the foreclosure notice form.
